It can be scary if you are in an accident, serious or minor. If you haven’t been in one before, it can be a bit confusing to know what to do. Here are 7 tips for what to do in this situation.
- Check on yourself and your passengers. If someone is hurt, calling 911 should be your first priority.
- Check your surroundings, is it safe to stay where you are? Or should you move to a side street or shoulder on the road?
- Once you are in a safe place and if everyone in your car is okay, you should check on anyone else what was involved. But, it is important to not admit guilt or say “sorry”. It is possible the other car involved is trying to commit insurance fraud, and saying “sorry” could be used as an admission of guilt. Just ask, “are you okay?”
- Once everyone is checked on, get the other driver’s info. Get their license number, phone number, and insurance information. Get info of witnesses as well. You will also need to give your insurance information, which should be on your insurance card.
- Call your insurance company. They will advise you if you should call the police. In Missouri, there are two types of accidents where you are required to call the police (within 30 days of the accident).
- If one of the motorists in the accident was uninsured.
- If there was a death or injury or more than $500 worth of damage.
- Take LOTS of pictures and notes. Take pictures of both cars from all angles, write down the time and place of the accident.
- Continue to monitor your condition. Adrenaline rushes can mask symptoms, so keep an eye on yourself and visit your doctor if you don’t feel well.
If you are unsure what to do, calling your insurance company can be a big help. Drive safe!
Abby Orscheln – Safety & Security Intern